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You can buy using a MoneyPak generally in MasterCard or VISA's online stores. It is setting up an account with the store to pay for your purchase. Sometimes you can use a special code that you'll get from us at the time of purchase. The code is activated only when the card is registered and used in one transaction before it expires, and it can be done in-store or online. MoneyPaks are often used by people who do not have credit cards and use them instead to make payments when they don't have access to bank accounts or credit cards such as homeless individuals or people who spend their life savings on vacation but do not want to carry cash around for fear of getting robbed during their travels. The moneypak is meant to be used for online transactions. The moneypak can be used in small stores but it is often declined or the store will have standing orders not to accept it for credit card transactions. The MoneyPak activates immediately after purchase and can be used online or by phone. The MoneyPak number is located on the receipt after the purchase. Another way that you can use your MoneyPak is to ship it to someone you wish to pay for something that costs over $900. If you are looking at a store like this, buying a MoneyPak with the amount you need will make your shipping costs less expensive than comparing what they charge for shipping versus regular credit card processing fees. A MoneyPak can be sold for cash if there is no balance, or if the MoneyPak card can be used without giving the recipient access to the balance. Many MoneyPak cards do not need the recipient to have access to the MoneyPak website or phone number. This is sometimes by design of the software that MoneyPak uses in order to keep profits of part of what they collect on each purchase, so it does not really matter whether you know where their office is. A merchant will go through all checks before accepting a MoneyPack and will return money if there is any deficiency on it after charging $5 service fee on each sale. MoneyPaks can be purchased at many convenience stores and on-line. Because the MoneyPak is not accepted internationally, you will likely use money orders to convert your overseas cash into U.S. currency before you exchange it for a MoneyPak with them. Once the funds are converted, you use it as you would any other debit card. MoneyPaks are sold by several companies including MasterCard, Visa or American Express through their retail stores or online. MoneyPaks are sold by GreenDot, which has a strong affinity for Wal-Mart stores. MoneyPaks are available in amounts ranging from $10 to $500, however, the value on the card may not be used until the card is activated. MoneyPaks are available in many locations including Wal-Mart. MoneyPak cards are also used for online purchases because of their relatively low transaction costs compared to credit cards or PayPal transactions. These rates may increase during peak periods, however. cfa1e77820